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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Fintech predictions for 2015 and beyond

Predictably, mobile, big data, and security stand out
Security deemed most important for payments

Security deemed most important for payments

Consumers don’t put highest priority on innovation
Fed changes ACH, commercial check postings

Fed changes ACH, commercial check postings

 Revisions take effect July 2015
Obvious and mediocre won’t be found in the Beyond the Bank blog—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

“Pull over and show me your smartphone”

I-O-What!? Yes, IOWA will do it first!
What’s real cost of your loyalty program?

What’s real cost of your loyalty program?

Get it wrong, big hit to income may result. Here’s a solution
PayPal founder’s Affirm tackles consumer lending

PayPal founder’s Affirm tackles consumer lending

Tells CBS he’ll “disrupt something that’s already hated”
5 key Bitcoin developments to know

5 key Bitcoin developments to know

Virtual currency’s regulatory framework develops
Electronic payments worry CFPB

Electronic payments worry CFPB

Cordray calls for security, transparency, availability, speed
Mobile banking leads pack

Mobile banking leads pack

Consumer demand drives investment; three key vendors identified
Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Time for real-time payments (almost)

Old news? Cutting edge? Both?
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