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Is prepaid/mobile convergence a bank threat?

Is prepaid/mobile convergence a bank threat?

Banks need to step up sooner rather than later
Debit cards resilient after turbulent 2013

Debit cards resilient after turbulent 2013

Usage, fraud protection, EMV, and rewards all gain
Checks and cash “Not Accepted”!

Checks and cash “Not Accepted”!

Retailers have many options and cash is expensive
Most U.S. credit cards to be EMV-enabled by 2016

Most U.S. credit cards to be EMV-enabled by 2016

41% of debit cards likewise will have embedded chips
Dissatisfaction with response drives many to switch banks

Dissatisfaction with response drives many to switch banks

Dissatisfaction with response drives many to switch banks
What’s your bank’s mobile strategy?

What’s your bank’s mobile strategy?

Not if, not when, but how
CFPB casts eye on mobile banking

CFPB casts eye on mobile banking

Will concentrate on application to unbanked, privacy, security, money management
3 new technologies that could spur mobile payment use

3 new technologies that could spur mobile payment use

Learn and embrace these acronyms: HCE, BLE, and EMV
Contactless payments to jump threefold by 2017

Contactless payments to jump threefold by 2017

Could reach 300 million globally as contactless cards roll out
Resource helps evaluate high-risk customers

Resource helps evaluate high-risk customers

Help to assess ACH originators
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