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Steve Cocheo

Bringing “sanity” to mortgage market, including QM, among his plans. Seeks more input

Asset values may be peaking. Riskier construction lending may rise

Concept drives debate over what a bank will be

Fifth major financial to back new angle on third-party risk

Bank avoids major financial penalties but agrees to expand service

Delinquencies up, but overall performance positive

First Foundation gives online borrowers convenience—with a live banker attached

Synchrony builds fledgling Alexa skill for its Amazon Store Card

Efficiency remains a driver, but digital now plays a role

Still not ripe: With charter still only a proposal, nothing yet to block, federal court decides

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