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Consumer Compliance - Banking Exchange
Consumer spending on credit cards and debit cards have only grown by 3.5% year over year
Consumers have been granted the right to dispute buy now, pay later lenders
The announced adjustments are effective July 1, 2025
Many providers charge complex and costly maintenance and exit fees
Less than half of customers are “certain” they will remain with their bank over the next 12 months
Almost 20 years ago, United States merchants filed a lawsuit against Mastercard and Visa
An overwhelming majority of consumers are satisfied with the current debit card system
Strong fraud protection is the most important consideration for 32% of consumers
Over 76% of consumers expect their finances to improve or remain unchanged over the next 12 months
Proposed rule to ban junk fees aims to remedy widespread concerns
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