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"Understanding blockchains is tricky. You need to understand their message before you can appreciate their potential"—William Mougayar, author, "The Business Blockchain: Promise, Practice, and Application of the Next Internet Technology."

Blockchain: What you need to know

5 Q&As on leading-edge technology
Have you taken advantage of sub-debt option?

Have you taken advantage of sub-debt option?

Understanding the opportunities of small-BHC rule change
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Not too early to speculate on EMV's next generation

Besides resolving fraud liability, what else can chip cards offer?
Taking pulse of insurance market

Taking pulse of insurance market

Bank-insurance market is active, but banks still face challenges to entry and continued success.
New products for security, credit research

New products for security, credit research

Recapping recent “desksides” with service providers
Power of sharing for security

Power of sharing for security

How The Faquier Bank handles Patriot 314(b) collaboration
X: The Experience When Business Meets Design. By Brian Solis. Book design by Mekanism. John Wiley & Sons, 247pp.

Designing for better client experience

Book Review: Concept goes way beyond good customer service
CFPB has added its voice to those calling for the next-generation of mortgage default solutions.

CFPB weighs in on defaults

Bureau issues four—not five—guiding principles for future loan-mitigation programs.
Blogger Jeff Gerrish recently won the national silver excellence award for blogging from the American Society of Business Publication Editors.

Variation on employee ownership theme

A taste of things when employees own the profits and the risks
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

More than costs drive M&A thinking

SNL Report: Talk of M&A signals small-bank scramble to be bigger
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