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Credit Risk - Banking Exchange
Fed research indicates fewer small business loans are being made face to face, with small business credit cards and fintech online business lending gaining share.

Is community bank small business lending eroding?

Fed’s Quarles traces evolution of big bank and fintech competition
Real hotel finance is no game and you don't get $200 for landing on "Go." But for lenders there are side advantages about trends in the business.

Predictive power of hospitality data

What hospitality lending says about business cycle
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Some lessons from the sad tale of GE

There’s no cure for bad timing
While trends have been favorable, lenders have been watching some sectors closely. In some cases underwriting standards have tightened, says TransUnion in a recent study.

Strong economy supports rising consumer credit

Debt rising in auto, card, mortgage, and personal loan sectors
Commercial real estate outlook varies by type of property. Here's a recap of recent research from regulators as well as real estate and banking industry trade groups.

CRE: Upbeat for 2018, cautious for 2019

Industry optimism balanced by lender tightening, some investor conservatism
Now is the time to assess what impact the upcoming CECL rules could have on your bank's strategic plan.

CECL: Think implications, not just implementation

Coming accounting shift may influence strategic decisions for banks
Even in relatively good times, risk managment can put the squeeze on bankers. The Comptroller's Office has issued its latest Semiannaul Risk Perspectives report.

“Complacency” on OCC’s watch list

Risk of lingering stability is inattention to credit risk
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Transparency is a two-way affair

If we want customers to be candid, shouldn’t we do the same?
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Is “Character” the most important “C” of credit?

Take a look at your bank’s thinking on borrower morality
Wherever they shop, Americans go with ready credit. Will they stick to their budgets or fall into spending traps?

Black Friday: Ready, set, charge!

Record number of credit-equipped consumers hit prime buying season. What are traps?
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