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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Going digital means changing everything

Fintech’s fine. But so are culture, collaboration, and customer satisfaction
How to measure digital effectiveness?

How to measure digital effectiveness?

Most bank execs scratch their heads
Retail banks see need to invest in innovation

Retail banks see need to invest in innovation

Competition from startups prompting new ventures globally
SNL Financial is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Chipping away bricks

SNL Report: Digital banking, M&A savings among factors trimming, but not killing, branch networks
Branches holding own

Branches holding own

Omnichannel, not multichannel, becomes key
More than half of consumer loans paid by check, cash

More than half of consumer loans paid by check, cash

Lenders focus on security and fraud mitigation
Chase Pay enters mobile wallet fray

Chase Pay enters mobile wallet fray

New player not due until next year—and response already muted
Long way to go for mobile payments

Long way to go for mobile payments

Better security, rewards, incentives needed
Mobile banking pushing online aside

Mobile banking pushing online aside

Big growth in usage seen in U.S., Europe
Going digital from a branchless start

Going digital from a branchless start

Canada’s Equitable launching “EQ Bank”
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WEBINAR:
Your Deposits Are Going Digital

Thursday, October 8, 2026 1:00 pm – 2:00 pm ET

What community and regional banks need to understand about tokenized deposits, stablecoins, and the regulatory framework taking shape right now.

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SPEAKER

Dana Weinstein
Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...