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Three-quarters of Consumers Optimistic A…
OCC Seeks to Improve Operational Resilie…
US Falls Behind in Digital Currency Inno…
SAS Executive Stu Bradley Discusses 2024…
CFPB Finalizes Rule to Cut Late Credit C…
NYCB Receives $1 Billion Lifeline
Customers Value Fraud Protection When Op…
Biden Administration Targets Banks and C…
Fraudsters are Targeting Younger Consume…
ABA Urges FCC To Crackdown on Spam Texts
Two-thirds of Americans Have Decreased S…
Bank Customers Express Distrust in AI
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Fee Income - Banking Exchange
CFPB Finalizes Rule to Cut Late Credit Card Fees
Average late fee charge reduced from $32 to $8
Biden Administration Targets Banks and Credit Cards
The retail banking industry went on high alert last week as President Joe Biden highlighted a new rule on credit card late fees
CFPB Proposed Overdraft Rule: Risk and Compliance Considerations
The Bureau seems poised to put even more pressure on financial institutions to change their overdraft practices
CFPB Proposes Ban of Non-Sufficient Funds Fees
The new proposal forms part of CFPB’s work to prohibit all junk fees
Junk Fees are Causing Consumers to Switch Banks
Proposed rule to ban junk fees aims to remedy widespread concerns
CFPB plans to curb overdraft fees
The new rules could save consumers over $3.5 billion in fees per year
CFPB Says Customers ‘Surprised’ By Bank Fees
In response, the ABA highlights that fees are being eliminated and most customers are satisfied with their bank
Banks Hit Back at Credit Card Fee Changes
The ABA and ICBA have criticized plans to limit late fees on credit cards, which the CFPB believes will slash costs to consumers by $9 billion
Summary of Recent FDIC Guidance on Multiple Re-Presentment NSF Fees
A topic that has generated questions from a number of financial institutions
2022 and Regulatory Scrutiny of Overdraft Fees
Overdraft fees, nonsufficient funds (NSF) fees, and similar fees are under increased regulatory scrutiny
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