Menu
Banking Exchange Magazine Logo
Menu

Retail Banking

Among the trends detected by TransUnion’s latest credit research are significant changes in mortgage credit.

Access to consumer credit grows amid concerns

Originations and balances are up—but so are delinquencies in certain segments.
Alternative data—nontraditonal measures of creditworthiness—could help "credit invisible" people, but some see dangers in adoption of new measures.

Bureau turns up debate on “alternative data”

CFPB holds hearings, seeks comments on benefits, risks
Banks spend a great deal to bring customers to the point of onboarding. Abandonment due to factors such as a poor digital application wastes precious resources.

Stop trashing marketing bucks

Without insight into digital sales, your marketing budget is going to waste
Robo-services may be a heckuva a lot more appealing to your customers than you'd like to think. And a "Bank of Amazon" might just be prime, for them.

Robos, “Bank of GAFA,” and remaking your bank

Consumer comfort with non-human entities suggests more evolution in retail approach
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Blowing through branches (for now)

Amid “unstoppable” digital shift, banks trim. But could deposit battles change trend?
Selling's not abusive when done right. But what's "done right"? A selection of bankers and experts discuss this challenging question. When you've finished reading what they have to say, why not add your own views to the comment section at the story's conclusion?

Bank sales under scrutiny

“Sell” went from no-no to go-go to uh-oh. What’s right perspective on banks in the selling role?
New research from TransUnion separates facts versus fiction of fintech lending.

How do marketplace loans perform?

Fintech lenders’ practices evolve, nearing bank-level results
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Bucks to bytes building

Digital lenders in growth mode despite setbacks
Online lenders talk partnerships

Online lenders talk partnerships

Veteran players offer banks multiple paths into online credit
An open door for the underserved might bring in some good business for banks, a new study suggests.

Growing market seen among underserved

Large number of unbanked and underbanked represent untapped opportunities, says report

Sections

About Us

Connect With Us

Resources

CSI: Hawthorn River
Lending Regulatory Compliance

WEBINAR: Tuesday, May 21st, 2024, 2:00 CT / 3:00 ET

Join us to learn more about leveraging technology in Hawthorn River to support your lending process and its regulatory compliance. From 1071, TRID, HMDA, CRA and more in the sea of regulatory acronyms, our end-to-end loan origination solution creates efficiency for financial institutions.

Join this session for an overview of the platform, an interactive Q&A and information about:

  • Transaction data collection
  • Portfolio level reporting
  • Loan Policies and more

REGISTER NOW!

This webinar is brought to you by:
OneSpan logo