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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Payments craziness—it never ends

2015 turned it upside down; 2016 will turn it inside out
ATM skimming remains threat

ATM skimming remains threat

Behind headlines, ATM fraud steals millions—and only EMV will stop it, report suggests
SNL Financial is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Big plastic’s 2015

SNL Report: Consumer spending rises for big bank card issuers despite lower gas prices
2 key groups move away from debit

2 key groups move away from debit

Many would use card controls, notifications, and rewards
Not your grandpa’s prepaid card

Not your grandpa’s prepaid card

Take a fresh look at prepaid—which doesn’t have to be a piece of plastic anymore
Chip cards take too long

Chip cards take too long

Consumers begrudge 7-10 seconds taken, versus 2-3 seconds for swiped cards
Instant-issue debit bears benefits

Instant-issue debit bears benefits

Happier customers likely to regard bank as “innovative”
Banks still most trusted for payments

Banks still most trusted for payments

Mobile payments still waiting to catch on
At the beginning of October the EMV liability shift went into effect and big box stores and some other merchants began using EMV-compliant equipment at the point of sale. We asked "Elizabeth Harvey," a Target cashier, to describe how implementation has gone on the front line.

EMV on the front lines

First-person view: At chip’s early use, some Target guests see red
Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Chip card is here! All hail the chip!

Despite all the hype, many remain unaware
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