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Chip cards take too long

Chip cards take too long

Consumers begrudge 7-10 seconds taken, versus 2-3 seconds for swiped cards
Instant-issue debit bears benefits

Instant-issue debit bears benefits

Happier customers likely to regard bank as “innovative”
Banks still most trusted for payments

Banks still most trusted for payments

Mobile payments still waiting to catch on
At the beginning of October the EMV liability shift went into effect and big box stores and some other merchants began using EMV-compliant equipment at the point of sale. We asked "Elizabeth Harvey," a Target cashier, to describe how implementation has gone on the front line.

EMV on the front lines

First-person view: At chip’s early use, some Target guests see red
Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Chip card is here! All hail the chip!

Despite all the hype, many remain unaware
It’s a bum BIN deal

It’s a bum BIN deal

Not owning your debit card Bank Identification Number can cost you…a lot
Approaching EMV deadline finds many unprepared

Approaching EMV deadline finds many unprepared

Less than half of small firms surveyed ready for October deadline
CNP, cross-border fraud hurt European cards

CNP, cross-border fraud hurt European cards

Modest overall fraud rise in EMV countries masks surge in these areas
Many companies won’t meet EMV deadline

Many companies won’t meet EMV deadline

4 in 10 not ready, while chip-and-PIN seen superior to chip-and-sign
EMV demands better customer prep

EMV demands better customer prep

Banks must educate them regarding benefits
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