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Artificial Intelligence

Many times what's called a "partnership" is really a vendor relationship.

Partner or vendor? Why it matters in fintech world

Each relationship carries implications that drive operations, and are driven by strategy
A new generation will take financial services into the future. In the new blog "Next Voices," being previewed here, a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

Inside a hackathon: 36 hours to build a financial app

A weekend’s work and $15 buys some lessons in fintech
“A huge lesson for banks is to throw out technology regularly and continuously rebuild,” says Alexei Miller of DataArt.

Moderation in “fast-failure” times?

There’s room for improvement, but bank IT isn’t quite jurassic either
What will sprout from OCC's fintech charter move?

Reaction begins to OCC’s fintech charter draft

Comments can be filed through April 14 on controversial move
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Core conversion: Are your hands really tied?

Banks begin reexamining assumption that it’s too messy to tackle
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Dodd-Frank threshold drives unloading of millennial innovation

Sale of millennial friendly BankMobile opens up Customers to breaching the $10 billion threshold
Understanding the future of fintech in Washington hinges more than one might guess on innovation's past in Washington.

Innovation’s fate in D.C. tied to regulatory memories

Skeptical career regulators will drive much of the conversation, says former Treasury official
While much speculation about the future of innovation focuses on the Trump administration, a trio of experienced Capitol Hill hands told listeners at LendIt USA that Congress will inevitably weigh in.

How will innovation fare in D.C.?

Congressional attitudes as important as new administration’s, say experienced Hill aides
Debating pros and cons of fintech charters were, l. to r., consultant Jo Ann Barefoot; Matt Lambert of CSBS; Jeff Meiler of Marlette Funding; consultant David Cotney; and Zopa's Jaidev Janardana.

Is fintech charter courageous or outrageous?

Panel at LendIt USA debates OCC’s controversial move
The Comptroller's Office plans to go ahead with implementation of its fintech charter proposal, said national banking regulator Thomas Curry in a speech at the recent LendIt USA conference.

No “if” about fintech charter, says Curry

Drafting of licensing manual proceeds amid concerns
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