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Artificial Intelligence

S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Dodd-Frank threshold drives unloading of millennial innovation

Sale of millennial friendly BankMobile opens up Customers to breaching the $10 billion threshold
Understanding the future of fintech in Washington hinges more than one might guess on innovation's past in Washington.

Innovation’s fate in D.C. tied to regulatory memories

Skeptical career regulators will drive much of the conversation, says former Treasury official
While much speculation about the future of innovation focuses on the Trump administration, a trio of experienced Capitol Hill hands told listeners at LendIt USA that Congress will inevitably weigh in.

How will innovation fare in D.C.?

Congressional attitudes as important as new administration’s, say experienced Hill aides
Debating pros and cons of fintech charters were, l. to r., consultant Jo Ann Barefoot; Matt Lambert of CSBS; Jeff Meiler of Marlette Funding; consultant David Cotney; and Zopa's Jaidev Janardana.

Is fintech charter courageous or outrageous?

Panel at LendIt USA debates OCC’s controversial move
The Comptroller's Office plans to go ahead with implementation of its fintech charter proposal, said national banking regulator Thomas Curry in a speech at the recent LendIt USA conference.

No “if” about fintech charter, says Curry

Drafting of licensing manual proceeds amid concerns
Forethought when your bank enters into technology contracts can be one of the best solutions when your bank needs to terminate a relationship early, later on. But additional steps can make the termination-end arm wrestle a bit more fair.

How to win the tech contract game

Start early; take your time; be persistent and aggressive
Fed: Blockchain adoption hinges on four factors

Fed: Blockchain adoption hinges on four factors

Governor Powell summarizes key issues, and speaks to faster payments and government cybercurrency
Will blockchain replace core?

Will blockchain replace core?

Tech Viewpoint: looking at disruptive technology’s impact on legacy approaches
"Uberization" means much more when you've actually gone through the experience of using one.

The Uberization of … me

Have you ever, actually, taken an Uber? Now I have
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

6 more tech terms you need to know

Hacker? Deep web? Juniorization? Post-app era?
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