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Artificial Intelligence

The Federal Reserve has its eyes on the rails of payments wherever they go.

Fed takes fintech head on

Blockchain, in particular, poses distinct possibilities as well as problems
Marketplace lending group grows

Marketplace lending group grows

Broadens to more types of online lenders
The magic of IT lies in the partnership it has with the business line, and not in both sides behaving as if IT is a mysterious dark art. In her new blog, Anna Murray, a frequent contributor to BankingExchange.com, will bring a real-world view to technology, sometimes with a dash of humor.

Does your bank have an IT wizard?

(Spoiler Alert!—It’s not a good thing)
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Goal: digital transformation. Reality: meh

As legacy systems stagnate, banks must innovate to satisfy customers and remain competitive
The forces of regulation have their nets at the ready in 2017 for blockchain activity.

Taming of the blockchain?

Tech Viewpoint: Will 2017 be new technology’s introduction to formal regulation?
How many biometric "umbrellas" will your bank and your customers need to achieve cyberprotection?

Biometric hopes hinge on “multi-modality”

No one technique works all the time, so you need multiple approaches
Fairly ugly as words go, "platformification" may be more attractive as a strategy.

Time for “platformification”?

Could a plug-and-play platform be banking’s future?
"Blockchain is a new set of rails," says William Mougayar, author of The Business Blockchain. "And it is going to be a more efficient set of rails than the multitude of proprietary solutions and spaghetti kind of integrations that we have today. We now have a chance to rethink all of this."

Blockchain will revise banking reality

Talking with author and investor William Mougayar. He says fledgling technology could reboot financial services
William Mougayar, author of The Business Blockchain and an active investor and advisor in cryptotechnology, looks at the implications of the growing blockchain evolution.

Innovation’s proper home in your bank

Large companies need an innovation culture, not an innovation department
N.Y.'s proposed cybersecurity rules for banks have been revised in response to industry and public comments. They are considered the first such rules in the country.

N.Y. moves ahead with proposed cybersecurity reg

State issues revision with 30-day comment period
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