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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

As cybercrime soars, AI tools must ramp up

A new term you need to know: “cyber threat intelligence”
ATM group elects new officers

ATM group elects new officers

U.S. regional board also elected at annual conference
This is the third and final report from Future Forces In Banking 2018. The study is a collaboration between CS Consulting Group, CenterState Bank, and Banking Exchange.

Are feds slow followers?

When it comes to dealing with change, banks see their regulators lagging
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Pitfalls await dealmakers

Consumer activists, BSA woes clouding M&A space
Consumers would like the kind of security implied by all those padlocks, but not all the transactional friction that comes with such security.

“Don’t you know me yet?”

Online customers want security without friction, but seek assurance too
Bankers can learn some lessons from EY's Union Square lab in New York City.

Shifting into innovation gear

NYC innovation lab veteran on adopting the right approaches
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

“But you said!”

Don’t believe everything you hear when a sale is closing
Commercial real estate outlook varies by type of property. Here's a recap of recent research from regulators as well as real estate and banking industry trade groups.

CRE: Upbeat for 2018, cautious for 2019

Industry optimism balanced by lender tightening, some investor conservatism
Bureau enforcement frequently leads to wringing big fines out of the players they go after. The calculation of such civil money penalties is among the matters the bureau's acting director wants to hear about.

Mulvaney wants to hear about enforcement

Third CFPB request for information to explore consumer financial law enforcement
States begin fintech license streamlining

States begin fintech license streamlining

First step is to standardize licensing practices for fintech payments
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