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30-year fixed-rate conforming mortgage increased to 6.38% this week
Banking Exchange sits down with Executives from Takara
For mortgages, AI will transform the complex and document-laden legacy mortgage process
Fannie Mae and Freddie Mac instructed to develop a proposal to use crypto as a reserve asset in loan risk assessments
Mortgage rates moved demonstrably higher last week
Cash-out borrowers used money to pay down credit card debt and auto loans
Fixed-rate mortgages moved even lower this week
Industry has reason for optimism with previously owned homes rising by 1.3% in July
Demand for housing loans increase by 16%
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From Instant Payments to Stablecoins:
Building for What's Next

Tuesday, July 14, 2026 at 2:00 ET

Just when many financial institutions are getting comfortable with instant payments, a new question is emerging: What happens when money itself becomes programmable? For financial institutions, the challenge is not deciding between instant payments and stablecoins. It's understanding how today's modernization decisions will determine the ability to compete tomorrow.

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