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Fair Lending - Banking Exchange
More Americans Living Paycheck-to-Paycheck Than Five Years Ago, Bank of America Data Shows

More Americans Living Paycheck-to-Paycheck Than Five Years Ago, Bank of America Data Shows

At least some people in every income bracket are affected
Global Financial Inclusion Levels Rise For The Second Year Running but US drops out of Top 5

Global Financial Inclusion Levels Rise For The Second Year Running but US drops out of Top 5

Singapore retained the position as the most financially inclusive market while the US fell out of the top five for the first time
JPMorgan Chase Launches Hiring Initiative to Bolster Financial Inclusion

JPMorgan Chase Launches Hiring Initiative to Bolster Financial Inclusion

The bank plans to hire 75 community managers by 2030 to serve areas with limited banking access
Nearly Three-Quarters of Small Businesses Saw Growth in 2024 According to U.S. Bank

Nearly Three-Quarters of Small Businesses Saw Growth in 2024 According to U.S. Bank

Majority of small business owners saw growth despite facing labor challenges
Capital One Commits $286bn to Underserved Communities

Capital One Commits $286bn to Underserved Communities

Five-year community benefit plan will improve access to credit and affordable housing
CFPB Proposes Ban of Medical Bills on Credit Reports

CFPB Proposes Ban of Medical Bills on Credit Reports

CFPB estimates the proposed rule will result in 22,000 additional mortgage approvals
Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Artificial intelligence (AI) and complex algorithms have become integral in credit decision-making processes
Junk Fees are Causing Consumers to Switch Banks

Junk Fees are Causing Consumers to Switch Banks

Proposed rule to ban junk fees aims to remedy widespread concerns
NBA Warns on Basel III Impact on Minority Communities

NBA Warns on Basel III Impact on Minority Communities

The proposals will impact the relationship between large banks and minority depository institutions, says the association
Credit Card Debt Numbers Rising According to Bankrate

Credit Card Debt Numbers Rising According to Bankrate

Almost 50% of all credit card holders are carrying credit card debt
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