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Fair Lending - Banking Exchange
What’s Behind the Rapid Growth of CDFIs?

What’s Behind the Rapid Growth of CDFIs?

New research from the New York Fed shows CDFI assets in excess of $450 billion
How One Bank Aims to Boost Minority-Owned Business Financing

How One Bank Aims to Boost Minority-Owned Business Financing

First Independence Bank has linked up with fintech Lendistry to offer alternative financing options
Bank of America Fined $250M Over ‘Illegal’ Fees

Bank of America Fined $250M Over ‘Illegal’ Fees

CFPB and OCC step in after investigation finds “double-dipping” and unauthorized accounts practices
NCUA Applauds Strong Performance by MDI Credit Unions

NCUA Applauds Strong Performance by MDI Credit Unions

They have increased access to financial services in rural, urban, and under-resourced communities by 11% in 12 months
Why Lending is Harder Than Ever

Why Lending is Harder Than Ever

Capital constraint is everyone’s problem
Consumer Bank Fined $9 Million in Settlement

Consumer Bank Fined $9 Million in Settlement

The U.S. Consumer Financial Protection Bureau has fined Citizens Bank for violating the Truth in Lending Act
FDIC Urged to Improve Loan Program Oversight

FDIC Urged to Improve Loan Program Oversight

Office of Inspector General calls for better data management, communication, and supervision after failings identified
A Thoughtful Approach to Aligning Bank Deposit and Disclosure Activities

A Thoughtful Approach to Aligning Bank Deposit and Disclosure Activities

CFPB Consent Order Highlights UDAAP Issues Around Deposit Practices
Helping Lenders Say “Yes” to More Potential Borrowers

Helping Lenders Say “Yes” to More Potential Borrowers

Fair and affordable access to credit can unlock new opportunities and offers the potential for consumers to build generational wealth
Student Loan Payment Pause Set to End, Country Divided

Student Loan Payment Pause Set to End, Country Divided

The pause on student loan payments that has gone on for over two years is supposed to end at the end of the month
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