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Fair Lending - Banking Exchange
Artificial intelligence (AI) and complex algorithms have become integral in credit decision-making processes
Proposed rule to ban junk fees aims to remedy widespread concerns
The proposals will impact the relationship between large banks and minority depository institutions, says the association
Almost 50% of all credit card holders are carrying credit card debt
Other banking industry organizations applauded the Treasury Department for working with the industry on revisions
Very few organizations have been successful in growing their relationships with this audience
Banks issue cautious welcome but warn of increased costs for some organizations
Interest rates for credit card holders have climbed to a record high of more than 20%
The office of the Inspector General of the Federal Reserve has published its review of the collapse and made recommendations
New research from the New York Fed shows CDFI assets in excess of $450 billion
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