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Do you see what's wrong with this picture? Culture can be a subtle thing, but it is critical, says blogger Dan Fisher. Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Tech match or mismatch?

Do your vendors get your bank’s culture?
In his latest "Making Sense" blog John Ginovsky includes some fascinating behavioral differences revealed when you put iPhone and Android users head to head.

Taking mobile seriously, but as what?

Most everyone now has a smart phone—what does this imply for bank strategy?
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

What are big bank earnings telling us?

Mixed results show some commonalities
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

Panama Papers: Hot—but issues aren’t new

“There’s something happening here, but what it is ain’t exactly clear”*
Look-alike loans may not really be alike when you dig into the data. Common sense would tell you that. Each "Common Sense Compliance" blog brings perspective by delving for meanings behind trends—and missed footnotes that mean a big deal.

Fair lending and new HMDA data

Can you really prove discrimination using only data?
8 steps to avoiding cyber hacking

8 steps to avoiding cyber hacking

Don’t let software development expose your bank
Reporter's Notebook is where Banking Exchange staff rise above the ordinary fray to get a perspective on what's going on. This edition looks at how an analogy about quacking ducks evolved from a pro-deregulation statement to something much different.

Fintech, ducks, innovation, and “unintended consequences”

SF Fed president weighs risks, rewards, and invokes famous quote in new way. Marketplace lenders form trade group
Like Bill Murray in that repeat-your-life fantasy movie "Groundhog Day," the hero of our guest Common Sense Compliance column is up against an unforgiving clock.

Day in the life of Compliance

An interactive tale of the daily regulatory battle
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Political forecast: Hazy, high chance of folderol

Clearest thing about elections: Every candidate seems to hate banks and business
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Bad BIN setup can cost you millions…

Take some time to weigh how your plastic card issuance is structured
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