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“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Ethics of the “last mile” of bank service

In the event, does your bank deliver?
The gurus have it wrong, says community banking expert Jeff Gerrish. Your community bank does not have to seek a merger. Independence is entirely possible, but it requires being proactive—now.

10 strategies—plus 1—to remain independent

Why you don’t have to sell—and how to make that stick
Attitude may play a role in how well your bank scores in new federal compliance ratings, suggests consultant Pam Perdue.

What’s your “compliance mindset”?

Upgraded federal compliance ratings process requires fresh approach
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Never too early to predict fintech future

Payments, AI, blockchain, and more poised for quick advances
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership

“The Way It Is”*

AML community in these turbulent times can assist and change
What matters more to people today? Community connection or continuous connectivity? Next Voices blogger Kelsey Neisen examines the evidence.

Is community commitment enough?

You’ve got to walk the talk—and show it. But without modern tech …
Today banking has to be everywhere. But what's the right balance of digital and physical presence?

Branch angst drives divergent strategies

"Still Crazy After All These Years" sums up ongoing debate
Pricing and fee income prove to be a complicated three-dimensional puzzle, but Prairie Economist Mike Moebs has some solutions to the cube.

What’s happening to fee income?

Nothing happens in a vacuum. Relationship pricing and stashing cash change revenue mix
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

More small banks selling to credit unions

Unusual deals, still rare, tick up in 2017
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Why and how Bank of the Ozarks cut holding company

Bank pursued state law changes before revamping
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