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“Disruptor” is actually a word that consultant/player/guru/speaker/author Chris Skinner hates.

Chris Skinner: Provocative, without the rant

Fintech leader doesn’t mince words, but he’s not in lockstep with “disruptors”
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Preparing for passing $10 billion mark

SNL Report: Dodd-Frank threshold becoming familiar tale for banks, regulators. MOE strategy popular
Federal Reserve Board Governor Lael Brainard didn't exactly say "Whoa there! Hold everything!" to an audience at a blockchain conference. But she made it clear that the central bank intends to be very involved in where distributed ledger technology goes in the U.S.

Balancing blockchain risks and rewards

Federal Reserve’s Brainard sees potential, but insists that implementation must be safe
Do you see what's wrong with this picture? Culture can be a subtle thing, but it is critical, says blogger Dan Fisher. Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Tech match or mismatch?

Do your vendors get your bank’s culture?
Only a handful of U.S. banks have tried video banking, but usage overseas is picking up.

Video banking gaining acceptance overseas

Potential seen in mortgage, financial planning, wealth management
In his latest "Making Sense" blog John Ginovsky includes some fascinating behavioral differences revealed when you put iPhone and Android users head to head.

Taking mobile seriously, but as what?

Most everyone now has a smart phone—what does this imply for bank strategy?
The Consumer Financial Protection Bureau has very full plate set for 2016 and 2017.

CFPB 2016: predictions, guesses, best estimates

Bureau’s scrutiny grows higher, deeper, and wider
Maine's Androscoggin Bank is one of 15 institutions currently offering the Wealth Builder mortgage, invented by a pair of think tank experts.

Building home-based wealth

Innovative mortgage design builds equity faster
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

What are big bank earnings telling us?

Mixed results show some commonalities
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Oil flow causes stress

SNL Report: Last year's Fed stress test included $110 oil—showing limits of exercise
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