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Bank tech trends can make your head spin. So each week longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Passwords, so “123456gone”

Biometric authentication—and beyond—gain traction
‘Tis the season—for tax refund ID fraud

‘Tis the season—for tax refund ID fraud

Tax time marks return of a favorite scam
“Superprime” marks improving mortgage picture

“Superprime” marks improving mortgage picture

Mortgage deliquencies decline for 12th straight quarter
Are you a born community bank lender?

Are you a born community bank lender?

Part 2: The case for “small”
Oil-based reserves fail to calm troubled Street

Oil-based reserves fail to calm troubled Street

SNL Report: Analysts remain convinced there will be pain
Prepare now for rising interest rates

Prepare now for rising interest rates

Key question isn’t “when,” but “what to do?”
EMV migration well underway, says smart card group

EMV migration well underway, says smart card group

“Tsunami” of 575+ million chip cards may swamp consumers by yearend
Will Bitcoin speed down in 2015?

Will Bitcoin speed down in 2015?

Bitcoin and other cryptocurrency transaction values may shrink by more than half
Following John Ginovsky’s report on the basics about the Carbanak cyber robbery, we offer links to related resources. That is followed by a roundup of experts’ views on this major theft.

Carbanak cyber gang steals $1 billion from banks

Up to 100 banks victimized in dozens of countries—and cyber scheme remains active
American affluent want cash back

American affluent want cash back

But the really wealthy lean towards travel
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