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A new generation will take financial services into the future. In the new blog "Next Voices" a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

What’s wrong about millennial credit scores

Credit education, critical to financially “growing up,” is ignored. But scoring itself needs fixing
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

What to do with herd of supermarket branches?

Future of Guaranty's 107 in-store branches uncertain, but one bank could bite
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Can’t You Hear Me (Us) Knocking?”*

Banks deserve recognition for their part in AML fight
ALCO Beat articles featured exclusively on bankingexchange.com are written by the asset-liability management experts at Darling Consulting Group.

Why deposit strategy must be a top priority

As liquidity stresses rise, funding costs won't be far behind
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

More sellers than buyers in small bank M&A

Several factors can slow deals for smaller targets
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Wannacry might be precursor of “Big One”

Cybersecurity preparedness must be ratcheted up further
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Lenders: Will you have a job when M&A rolls?

Taking a personal inventory, plus 4 tips for survivors
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

What does “being online” really mean?

Living in “alternate internet universe” is not luxury that community banks have
The implications of how a consumer links a financial app to their bank may be transparent to them, but have a bearing on financial services competition.

Mobile apps, connectivity, and banking’s future

Fed governor lays out impact of APIs, screen scraping, and related issues
Consumers may feel dogged by credit card debt, but a new study by TransUnion indicates that distressed consumers will pay off another kind of debt ahead of credit cards.

Credit mystery has experts pondering

Why do consumers seem to want to pay off loans with fewest strings?
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