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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Attack of "thingbots" now is a thing—really

Internet of things cybersecurity woes ramping up quickly
Making way for smart contracts

Making way for smart contracts

Tech Viewpoint: Can standardization usher in these tools more quickly?
Lawyering between two worlds

Lawyering between two worlds

Helping fintech and banking to understand other side of the desk
10 reasons fintech startups fail

10 reasons fintech startups fail

Partnering with or hiring a fintech firm? Assess the startup’s strength
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Can margins improve again?

Hopes for sustained small bank margin expansion on the horizon
Fitch Ratings raises commercial real estate concerns in a new report.

CRE exposure hits record levels

Present conditions unsustainable, softening of market anticipated
First-time homebuyers are moving up, moving in, and moving mortgages.

Young would-be homebuyers rising

First-time homebuyer buildup good for lenders on multiple fronts
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Regulators' CRE focus offers some price relief

Fewer lenders vying for credit leads to saner competition
Bitcoin serves as the compliance profession's introduction to the broader world of blockchain technology challenges.

When blockchain, cryptocurrencies, and AML meet

Banks must begin rethinking BSA/AML for a blockchain age
"There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Reputation risk looms larger

Come early 2017, all banks must be ready for an onslaught
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