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Mortgages - Banking Exchange
Impact of CRE exposure on community banks has overshadowed the risk to larger banks
New report found 70% of Americans feel renting could impact their current and long-term finances
Mortgage rates dropped to 7.08% on 30-year fixed-rate mortgages from 7.18%
The regulator found servicers charging illegal junk fees and violating loss mitigation rules
The report could have been worse as some feared even higher inflation reports
Analysts believe that some of the smaller U.S. banks have too much exposure to commercial real estate
Interest rates remain top concern for first-time homebuyers
The new loss mitigation home retention option will help those falling behind on mortgage payments
Almost 50% of all credit card holders are carrying credit card debt
Interest rates on 30-year fixed rates approaching 6.5%
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