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Payments

Consumers leaning most toward services by financial institutions
Two thirds say they’d switch banks if mobile offering was tailored to them
Managing retail RDC risk requires a whole new set of tools
Guidance seeks to ensure employees understand choices and are able to take advantage of benefits
Complementary capabilities seen boosting digital, traditional applications
Account balances and security alerts are the most requested features
One in four tablet owners use the device to pay bills
New P2P services from banks that can be used for gifts may begin to cut into gift card volume
Analyst suggests banks partner with local retailers to set up dedicated payment applications
Compliance implications for Bitcoin and its brethren—and for banks
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