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Fintech
Banks Need to Engage in Payment App Interoperability Now

Banks Need to Engage in Payment App Interoperability Now

It is 2019 and there is still no clear winner in the marketplace for online payment apps
Fintech Decision Making Guidance from a Football Academy

Fintech Decision Making Guidance from a Football Academy

“Before I make a mistake, I don’t make that mistake.”  – Johan Cruyff
Car Loans: Defaults, the Next Embarrassing Crisis for Bankers

Car Loans: Defaults, the Next Embarrassing Crisis for Bankers

The number of new car loans has risen rapidly since 2003, loan defaults have also risen at an alarming rate
Financial Alchemy (Pseudoscience)!

Financial Alchemy (Pseudoscience)!

Financial Expert Contends Offering Bank Customers U.S. Treasury Option a Great Bet
Financial technology recruitment and retention increasingly demands innovative approaches.

Solving fintech skills shortages

Lessons for U.S. financial firms seen in U.K. challenges
There's a world of difference between a performing loan and a loan that is beginning to slip. Often the signs are there to see—when analysts keep their eyes open.

Not all “Passes” created equal

Business loan ratings must reflect early warning thinking
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“We Can Work It Out”*

AML reform only works with communication, cooperation, and consensus
During a briefing about risks faced by national banks, Comptroller Joseph Otting discussed the status of the OCC fintech charter proposal.

Update on fintech charter and other fintech developments

Comptroller Otting indicates market shift may influence policy decision
Using a bank holding company structure can help your community bank in several ways, and now more banks can utilize the "small bank holding company" variation.

Forming small BHCs just got better

New bank law makes longstanding advantages available to larger players
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

De novo organizers following the crowds

New banks begin sprouting again
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