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Tokenization

Americans splurged, with more credit usage, more spending overall in December
Guidance seeks to ensure employees understand choices and are able to take advantage of benefits
Some of the ideas are out there, but shaping your customers’ expectations
Will consumers want their bank balances streamed into their eyeballs or onto their wrists? Maybe.
Complementary capabilities seen boosting digital, traditional applications
Account balances and security alerts are the most requested features
One in four tablet owners use the device to pay bills
Silos still rule, making near-real time integration difficult
But branch employees are the valued channel—the rest is bricks
Analyst suggests banks partner with local retailers to set up dedicated payment applications
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WEBINAR:
Your Deposits Are Going Digital

Thursday, October 8, 2026 1:00 pm – 2:00 pm ET

What community and regional banks need to understand about tokenized deposits, stablecoins, and the regulatory framework taking shape right now.

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SPEAKER


Dana Weinstein
Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...