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Tokenization

OCC's recent responsible innovation forum explored how fintech and other new ideas could better serve American consumers.

Better serving beleaguered consumers

OCC forum session explores helping consumers via fintech
New service from Wells provides not only a bank wallet but also cardless ATM access.

Wells enters wallet wars

Bank-branded mobile wallet to debut in the summer
Many folks buy their morning joe with mobile payments, but some consumers remain jittery about the technology, according to research by the Pew Charitable Trust.

Mobile payment use lags smartphone adoption

Security and data-sharing uncertainties cited as main barriers
No more getting carded at the ATM

No more getting carded at the ATM

Bank of America eliminates the need for its debit customers to carry plastic
To save time, clients of Idea Bank can order a car with a built-in cash deposit machine directly to their doors.

What’s next? Drone-delivered cash?

Polish bank’s four-wheeled cash innovation leads to bigger accounts
Bureau proposes arbitration rule

Bureau proposes arbitration rule

Broad approach would affect many relationships, barring class-action waivers but not individual waivers
Are fintechs winning the race for customers? The World Retail Banking Report 2016 produced by Capgemini and Efma looks at the trends worldwide. This article recaps the research. A companion article probes the views of two Capgemini consultants.

Fintech’s momentum outpacing banks

Part 1: International survey shows fintech providers going mainstream, banks shift attitudes
Are fintechs winning the race for customers? The World Retail Banking Report 2016 produced by Capgemini and Efma looks at the trends worldwide. This article presents insights from two Capgemini consultants. As companion article recaps the research.

What Amazon, Google, and Uber taught customers

Part 2: Fintech lessons: Banks must balance “segment of one” thinking against “creepiness”
Pensionize Your Nest Egg: How To Use Product Allocation To Create A Guaranteed Income For Life, 2nd Edition. By Moshe A. Milevsky and Alexandra C. Macqueen. Wiley. 234 pp.

Should everyone have a “pension”?

Book Review: Case made for DIY design for retirement income
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Online lending on the line?

SNL Report: Digital lender failures expected as funding, regulatory pressures mount
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WEBINAR:
Your Deposits Are Going Digital

Thursday, October 8, 2026 1:00 pm – 2:00 pm ET

What community and regional banks need to understand about tokenized deposits, stablecoins, and the regulatory framework taking shape right now.

REGISTER NOW!

SPEAKER

Dana Weinstein
Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...