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Artificial Intelligence

Has a credit union figured out one way to put depository institutions back into the small-dollar-loan game?

For fintech owned by a CUSO, will banks buy?

Sustainable small-dollar product has met with only credit union interest so far. Reg risk, not politics, is the issue
Blockchain evolution continues on multiple planes and multiple fronts. "The Business Blockchain" author William Mougayar looks ahead to see where developments show promise.

13 questions for the Blockchain as we enter 2018

Standards, ICOs, and regulatory outlook all important
Odds are, this child knows now what a dog is. For artificial intelligence, the learning process isn't as straightforward, nor as quick.

AI debate: "What's a dog?"

Debate over potential for artificial intelligence centers on how it learns
Preventing excessive "fallback" transactions is covered in new guide

How to deal with common EMV issues at ATMs

Troubleshooting guide for ATM owners and operators offers solutions and preventative measures
Historically banking tech required an upgrade every seven years, says Illinois banker Howard Jaffe. Now significant changes in bank tech seem to arrive every two years.

After the tech wake-up call…

Community bankers say: “Know who you are, and what you are trying to do”
Banks have gotten the message: The race is on!

Tech pace picks up

“Fast follower” has new meaning in bank tech. Banks—and vendor partners—increasingly see it’s not business as usual
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Can your bank fix a “flat tire” itself?

Customers expect availability. Can you deliver?
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Tech terms in brave new world

Today and tomorrow’s human-machine interfaces require new ways to talk about them
Open banking could potentially revise what banking is all about, warns Celent analyst Gareth Lodge.

Why you must track “open banking”

API-powered initiatives will change bank’s business models
Why don't more innovations actually make it from the innovation lab to the bank's lines of business?

Making innovation centers actually produce it

Joining innovation club means nothing if bank doesn’t build on center’s work
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