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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Payments craziness—it never ends

2015 turned it upside down; 2016 will turn it inside out
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

Banker’s-eye view of Campaign 2016

Presidential primaries and the harm they create
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan “The Wombat” Fisher’s personal mission.

Walk in somebody else’s digital shoes

Helping with tech begins with understanding
New research from TransUnion supports proponents of "alternative data," nontradiitional financial measures that credit bureaus have been adding to their offerings for lenders.

Alternative data, new path to sharing green

Usage in bank lending may be on upswing
Time for a blockchain map check

Time for a blockchain map check

Where could evolution of distributed ledgers take banks?
Why vendor management really ranks

Why vendor management really ranks

Satisfy your bank’s own operational needs—then worry about regulators
Talking To Crazy: How To Deal With The Irrational And Impossible People In Your Life. By Mark Goulston. Amacom. 259 pp.

Keep calm (and don’t be the one carrying on)

Book Review: Dealing with irrational and impossible people at work and elsewhere
Over half the bank app users surveyed still use tellers from time to time, new research unveilled at ABA's National Conference for Community Bankers indicates.

Who’s using bank apps? And why and how?

2016 survey data cause for hope—and concern
Atom tells prospects: “We’ll bring banking to you, and we’ll be looking out for your best interests. Sound unfamiliar?”

Atom Bank, UK's cheeky chartered app



Shape of things to come this side of the pond?
New three-partner program aims to increase homeownership opportunity.

B of A rolls out Affordable Loan Solution

Partnership provisions designed to minimize risks of 3% down program
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