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Defying the Death Knell: Why Banking as a Service (still) has a bright future

Defying the Death Knell: Why Banking as a Service (still) has a bright future

Rumors of BaaS’s demise have been greatly exaggerated
OCC Plans to Increase Scrutiny of Bank Merger Applications

OCC Plans to Increase Scrutiny of Bank Merger Applications

The proposed rules would remove automatic bank merger approvals
Federal Reserve Keeps Interest Rates Unchanged

Federal Reserve Keeps Interest Rates Unchanged

Policymakers could make the first rate cut since 2020 if inflation continues to ease
City National Bank Fined $65 Million

City National Bank Fined $65 Million

Bank incurs penalty due to systemic deficiencies in its risk management and internal controls
Jobs Report Outperforms as Goldilox Economy Continues

Jobs Report Outperforms as Goldilox Economy Continues

Job growth was 216,000 and unemployment was at 3.7% while earnings also rose
Earned Wage Access Growing Threefold in the United States

Earned Wage Access Growing Threefold in the United States

Earned wage access programs allow workers to take some of their future paychecks in advance
CFPB Proposes Ban of Non-Sufficient Funds Fees

CFPB Proposes Ban of Non-Sufficient Funds Fees

The new proposal forms part of CFPB’s work to prohibit all junk fees
Federal Reserve Board to End Bank Term Funding Program

Federal Reserve Board to End Bank Term Funding Program

The program provides an additional source of liquidity to banks
United Kingdom Not Quite Ready for Digital Cash

United Kingdom Not Quite Ready for Digital Cash

The British government has pushed off the decision to go forward with a digital pound until at least 2025
Wells Fargo and Bank of America In the News for Bonus Announcement

Wells Fargo and Bank of America In the News for Bonus Announcement

Wells Fargo told employees they will receive a cash payment of $1,000 if they made less than $75,000 last year
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