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Nearly Three-Quarters of Small Businesses Saw Growth in 2024 According to U.S. Bank

Nearly Three-Quarters of Small Businesses Saw Growth in 2024 According to U.S. Bank

Majority of small business owners saw growth despite facing labor challenges
Capital One Commits $286bn to Underserved Communities

Capital One Commits $286bn to Underserved Communities

Five-year community benefit plan will improve access to credit and affordable housing
CFPB Proposes Ban of Medical Bills on Credit Reports

CFPB Proposes Ban of Medical Bills on Credit Reports

CFPB estimates the proposed rule will result in 22,000 additional mortgage approvals
Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Balancing Act: Ensuring ECOA Adverse Action Compliance in the Age of AI Algorithms for Credit Decision-Making

Artificial intelligence (AI) and complex algorithms have become integral in credit decision-making processes
Junk Fees are Causing Consumers to Switch Banks

Junk Fees are Causing Consumers to Switch Banks

Proposed rule to ban junk fees aims to remedy widespread concerns
NBA Warns on Basel III Impact on Minority Communities

NBA Warns on Basel III Impact on Minority Communities

The proposals will impact the relationship between large banks and minority depository institutions, says the association
Credit Card Debt Numbers Rising According to Bankrate

Credit Card Debt Numbers Rising According to Bankrate

Almost 50% of all credit card holders are carrying credit card debt
ICBA "Concerned” Over Revised CDFI Certification Application

ICBA "Concerned” Over Revised CDFI Certification Application

Other banking industry organizations applauded the Treasury Department for working with the industry on revisions
Hispanic Transformation will Drive a $113 Trillion Opportunity for Banks: Three Ways They Can Capture It

Hispanic Transformation will Drive a $113 Trillion Opportunity for Banks: Three Ways They Can Capture It

Very few organizations have been successful in growing their relationships with this audience
Fed Finalizes CRA Modernization Rule

Fed Finalizes CRA Modernization Rule

Banks issue cautious welcome but warn of increased costs for some organizations
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