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Fair Lending - Banking Exchange
CFPB and OCC step in after investigation finds “double-dipping” and unauthorized accounts practices
They have increased access to financial services in rural, urban, and under-resourced communities by 11% in 12 months
Capital constraint is everyone’s problem
The U.S. Consumer Financial Protection Bureau has fined Citizens Bank for violating the Truth in Lending Act
Office of Inspector General calls for better data management, communication, and supervision after failings identified
CFPB Consent Order Highlights UDAAP Issues Around Deposit Practices
Fair and affordable access to credit can unlock new opportunities and offers the potential for consumers to build generational wealth
The pause on student loan payments that has gone on for over two years is supposed to end at the end of the month
Almost 60% of retail bank customers in Canada are classified as financially unhealthy, yet banks are falling short on supporting them to make improvements
The CFPB’s amendments to its examination manual have “tremendous implications” for “consumers, banks, and financial markets at large”, trade bodies warn
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