The OCC has repealed its bank merger review rule, while the CFPB has withdrawn its overdraft rule and several other guidance documents

Five associations say the overdraft fee cap is unnecessary due to recent bank efforts

On December 3, 2024, the Office of the Comptroller of the Currency published an updated UDAAP section

Consumer protection law enforcers will now require banks to show evidence of opt-in agreements

The Bureau seems poised to put even more pressure on financial institutions to change their overdraft practices

A topic that has generated questions from a number of financial institutions

Overdraft fees, nonsufficient funds (NSF) fees, and similar fees are under increased regulatory scrutiny