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Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Looking for cyber culprits? Check the corporate directory

Insiders—malicious or simply inattentive—pose a major threat
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Weighing home equity lending

Banks continue to deal with HELOC “hangover” in Q1'16
With a nod to pop music, veteran John Byrne’s blog scans the anti-laundering and anti-terrorism world. John pierces silliness and inconsistency, and strongly believes in private-public partnership.

“Let’s Work Together”*

De-risking, de-marketing, or financial exclusion: Solution elusive as long as we refuse to listen
SNL Financial, part of S&P Global Market Intelligence, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the subscriber side of SNL Financial's website.

Fixing CRA ratings

SNL Report: Unsatisfactory regulatory marks require complex solutions from banks
New service from Wells provides not only a bank wallet but also cardless ATM access.

Wells enters wallet wars

Bank-branded mobile wallet to debut in the summer
Hard decisions for community bankers

Hard decisions for community bankers

For CEOs and board members, difficult choices come with the title
Rise of dominant federal laws and regulations in banking may lessen the importance of the long-standing process of developing uniform state laws.

Does uniform state law still fit?

Uniform laws developed for states have been banking’s operational foundation. Will this continue?
Many folks buy their morning joe with mobile payments, but some consumers remain jittery about the technology, according to research by the Pew Charitable Trust.

Mobile payment use lags smartphone adoption

Security and data-sharing uncertainties cited as main barriers
Finding an agreeable merger target may seem as easy as scaling this wall, but Invictus Consulting's Kamal Mustafa says deals can be done.

8 Q&As before you try M&A

Obstacles in community bank mergers can be overcome with some fresh thinking
Credit reporting’s new expectations

Credit reporting’s new expectations

Demanding new standards ahead for furnishers of credit information
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