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Financial Trends - Banking Exchange
Today’s challenging environment confronts bankers with generally slow growth with historically low interest rates along all points of the yield curve. This, coupled with ongoing uncertainties for consumers and businesses, has bankers very concerned with earnings performance and sufficiency of capital going forward.

Rate risk comes in both new and usual colors

Two potential scenarios you may not be simulating for
One of the basic building blocks of physics is that for every action there is an equal and opposite reaction.

8 fresh ideas for better loan pricing

Today’s squeeze could get worse, but taking new tack may help
Putting car loans ahead of cards and mortgages

Putting car loans ahead of cards and mortgages

Study findings turn credit tradition on its head

4 reasons more capital may make sense

The good news: Community banks hold $324 billion in equity capital. The bad news: They need $90 billion more.
Looking forward at interest rate risk and other factors raises many questions. While puzzles like this can be solved one way, generally, author Darnell Canada says the current investment policy puzzle has multiple answers. But how well your bank does hinges on understanding and execution.

Devising a rationale for current portfolio structure

You could go two different right ways, today. So, which way? And why?

Wealth Management: 7 things you don’t know about women investors

“Women investors” really breaks into at least three parts  

Redefining capital adequacy: Is your bank ready?

Regulators will slam you if risk attitude is “out to lunch”

How to handle Fed's defined roadmap?

Federal Reserve jettisoned all the mystery. Riddle now is: How to cope?

A gloomy forecast with few bright spots

Many smaller banks face a rough 2012, with only a few alternatives
Home loan delinquencies to fall over 2012

Home loan delinquencies to fall over 2012

Report also predicts credit card delinquencies will continue at historically low levels
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