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"Blockchain is a new set of rails," says William Mougayar, author of The Business Blockchain. "And it is going to be a more efficient set of rails than the multitude of proprietary solutions and spaghetti kind of integrations that we have today. We now have a chance to rethink all of this."

Blockchain will revise banking reality

Talking with author and investor William Mougayar. He says fledgling technology could reboot financial services
A new generation will take financial services into the future. In the new blog "Next Voices," being previewed here, a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

Banking the “Gig Economy”

Read the first of our new “Next Voices” blog
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

N.J. bank keeps turning out new approaches

Cross River Bank envisions shaking up payments as it did digital lending
Selling's not abusive when done right. But what's "done right"? A selection of bankers and experts discuss this challenging question. When you've finished reading what they have to say, why not add your own views to the comment section at the story's conclusion?

Bank sales under scrutiny

“Sell” went from no-no to go-go to uh-oh. What’s right perspective on banks in the selling role?
William Mougayar, author of The Business Blockchain and an active investor and advisor in cryptotechnology, looks at the implications of the growing blockchain evolution.

Innovation’s proper home in your bank

Large companies need an innovation culture, not an innovation department
Reporter's Notebook is where Banking Exchange staff rise above the ordinary fray to get a perspective on what's going on. In this edition we discuss the future of banking in a blockchain age with Chain's Clint Gilliam.

Blockchain future for banks

Visa B2B Connect illustrates how banking and blockchain can work together
Anyone who has had disappointing results with a general-purpose AI application like Siri can see the appeal of a product that doesn't try to cover the waterfront.

Should financial AI be “narrow and deep”?

Kasisto’s Zor Gorelov sees artificial intelligence’s ability as evolutionary
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Do your policies reflect your culture?

Bad fit? Borrowing other banks’ documents without thinking can put your bank in hot water
Bank tech trends can make your head spin. So regularly longtime Tech Exchange Editor John Ginovsky does his best to “make sense of it all.”

Top tech trend for 2017: humans

Exceptional customer experience, coupled with enhanced staff proficiency, seen as keys to success
The Curse of Cash. By Kenneth S. Rogoff. Princeton University Press. 283 pp.

Should we eliminate paper money to fight crime?

Book Review: Weighing author’s suggestion that eliminating bills would make crime more difficult
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WEBINAR:
Your Deposits Are Going Digital

Thursday, October 8, 2026 1:00 pm – 2:00 pm ET

What community and regional banks need to understand about tokenized deposits, stablecoins, and the regulatory framework taking shape right now.

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SPEAKER

Dana Weinstein
Dana Weinstein,
Head of Product at Tesser

Dana Weinstein is Head of Product at Tesser, bringing eight years of experience building payments products across US domestic and cross-border rails.

She launched Visa Direct Payouts, architecting a payout capability that now reaches 11 billion endpoints across cards, accounts, and digital wallets...