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Location data from smart devices will increasingly enhance the trove of data financial services firms can already tap. The challenge remains not so much netting the data, but making it useful on a timely basis.

Big challenges in big data

Making more of floodtide of data requires both tech and human improvement
When your bank innovates, is “slapping an app” on top of old tech the best it can do? Suresh Ramamurthi of CBW Bank and Yantra says the problem is that bankers can’t fix the industry’s “plumbing,” the legacy internal systems and the legacy payment systems.

Time to fix banking's plumbing

Banking must stop adding Band-Aids, says banker-fintech exec Suresh Ramamurthi
Marketplace lender's new leader outlined three initiatives for the company's near-term future at LendIt USA recently.

Lending Club CEO sketches the future

Scott Sanborn points to new initiatives following tough 2016
Many times what's called a "partnership" is really a vendor relationship.

Partner or vendor? Why it matters in fintech world

Each relationship carries implications that drive operations, and are driven by strategy
A new generation will take financial services into the future. In the new blog "Next Voices," being previewed here, a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

Inside a hackathon: 36 hours to build a financial app

A weekend’s work and $15 buys some lessons in fintech
What will sprout from OCC's fintech charter move?

Reaction begins to OCC’s fintech charter draft

Comments can be filed through April 14 on controversial move
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

Dodd-Frank threshold drives unloading of millennial innovation

Sale of millennial friendly BankMobile opens up Customers to breaching the $10 billion threshold
Understanding the future of fintech in Washington hinges more than one might guess on innovation's past in Washington.

Innovation’s fate in D.C. tied to regulatory memories

Skeptical career regulators will drive much of the conversation, says former Treasury official
While much speculation about the future of innovation focuses on the Trump administration, a trio of experienced Capitol Hill hands told listeners at LendIt USA that Congress will inevitably weigh in.

How will innovation fare in D.C.?

Congressional attitudes as important as new administration’s, say experienced Hill aides
Debating pros and cons of fintech charters were, l. to r., consultant Jo Ann Barefoot; Matt Lambert of CSBS; Jeff Meiler of Marlette Funding; consultant David Cotney; and Zopa's Jaidev Janardana.

Is fintech charter courageous or outrageous?

Panel at LendIt USA debates OCC’s controversial move
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Banking Exchange Interview with
Rachel Lewis of Stock Yards Bank

As part of the Banking Exchange Interview Series we and SkyStem are proud to present our interview with Rachel Lewis, Assistant Controller at Stock Yards Bank & Trust.

In this interview, Banking Exchange's Publisher Erik Vander Kolk, speaks with Rachel Lewis at length. We get a brief overview of her professional journey in the banking industry and get insights into what role technology plays in helping her do her work.

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