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Financial Trends
Not only does technology provide a better customer experience, but it is proven to create a more efficient and less risky lending process from beginning to end
Default rates have yet to reflect the economic impact of the pandemic, according to Milliman – but may not be as bad as expected
With individuals and companies expected to find it increasingly difficult to manage debt, banks need to prepare now, says Accenture
Ponce Bank has entered into a partnership with Grain Technology to use its AI-powered credit tools
The PPP and related changes to operations could reshape some areas of the banking sector, says PwC
Less than a quarter of homeowners in forbearance have managed to make payments for May, according to fintech firm Black Knight
New York-based Signature Bank says roughly 14% of its loan book is seeking to defer payments as the pandemic challenges cashflow
More central bank action expected after Bank of England also cuts interest rate to offset COVID-19 effect on economy
US banking groups have reduced their prime and reference lending rates following yesterday’s Federal Reserve rate cut
Errors and attempted fraud connected to mortgage applications fell by 3% in January and is down by more than a quarter year-on-year
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