Menu
Banking Exchange Magazine Logo
Menu
Melanie Scarborough

Melanie Scarborough

Melanie Scarborough is a contributing editor for Banking Exchange magazine and www.BankingExchange.com. She is based in Washington, D.C.. Scarborough was senior editor of Community Banker, where she received the APEX award for feature writing, and a regular contributor to ABA Banking Journal. Melanie previously was an associate editor of the Richmond Times-Dispatch in Richmond, Va., and a monthly columnist for the Washington Post.

Regulatory haze slows home lenders

Regulatory haze slows home lenders

Washington’s reg reform fumble confuses lenders and brakes bank mortgage flow
“The bad guys are playing chess, while most of us are playing checkers,” says counterterrorism expert Roger Cressey.

Cyberfraud risks are whens, not ifs

You won’t prevent breaches. So minimize the risk, exposure, and damage
While “the bureau is concerned about MSAs’ ability to evade RESPA,” Richard Cordray said recently, CFPB hasn’t provided guidance on running compliant MSAs.

Are MSAs verboten?

CFPB doesn't like marketing services agreements˜period. Until the courts decide, be very careful
Risk retention and mortgage markets

Risk retention and mortgage markets

MBA Convention coverage: Did “skin in the game” have an impact?
Mortgage business stresses vendor management

Mortgage business stresses vendor management

MBA Convention coverage: You’d better “own” vendors, because to regulators, they are you
Star search success

Star search success

Human capital is key. Large and small banks share their best practices
Now that the market is stable, many Wall Street firms are getting back into the warehouse lending business.

Warehouse lending rebounds

Banks that stayed in have done well, but the competition is hot again
Homebuying’s rough road for millennials

Homebuying’s rough road for millennials

Bad math, when downpayment = $10,000 and funds on hand = $2,000
Page 5 of 5

Sections

About Us

Connect With Us

Resources

WEBINAR
The New Front Door:
Why Your FI Needs to Show Up Inside AI Agents

Thursday, October 29, 2026 1:00 pm – 2:00 pm ET

Your customers are already asking ChatGPT, Claude, and other AI assistants where to open an account, how to move money, and which lender to trust. Here's the question: "Is your institution part of their conversation, or is a fintech or another brand answering for you?"

REGISTER NOW!