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Still a housing crisis in rural America

Still a housing crisis in rural America

Persistent and daunting challenges face country communities
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. Each week in his blog he strives to fix that.

3 ways rate tug of war differs today

Implications for rise or fall beyond what's usual
Customer due diligence rule finalized

Customer due diligence rule finalized

Beneficial owners of legal entities need to be known, verified. Legislation introduced on top of new rule
No more getting carded at the ATM

No more getting carded at the ATM

Bank of America eliminates the need for its debit customers to carry plastic
Obvious and mediocre won’t be found here—but “Why didn’t I think of that?” will! Challenging the banking status quo is Dan Fisher’s personal mission.

Perils of not being in “real time”

Is your bank a “real time” player? If not, you may have fraud exposures
One guess—and it’s not the consumers that CFPB was created to protect

Who really benefits from banning arbitration?

CFPB’s proposal is less than meets the eye for alleged victims
Blockchain, alchemy, and invoking Tolkien

Blockchain, alchemy, and invoking Tolkien

Speeding up securities processing through the blockchain may ultimately mean rethinking flowthrough
Bitcoin is a cryptocurrency without a country. Is the world ready for sovereign digital money? Experts discussed concepts and possibilities at Consensus 2016 conference.

Like blockchain? Will you love “Fedcoin”?

Just a theory now, but someday governments might issue digital currencies themselves
Reporter's Notebook is where Banking Exchange staff rise above the ordinary fray to get a perspective on what's going on. In this edition we discuss some community banking philosophy with bank consultant Neil Stanley.

Deposits, buying local, and community banking

Community banks should consider, but look beyond, the traditional ALCO viewpoint—and answer an important question
The Optimistic Workplace: Creating An Environment That Energizes Everyone. By Shawn Murphy. Amacom. 240 pp.

Do you run an optimistic office?

Book Review: Happier employees make a better-performing company
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