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Steve Cocheo

APIs may be banks' opportunity to cash in, says a new report by Capgemini and Efma.

How APIs will change retail banking

New study sets out models for collaboration between banks and fintech
What if bank apps worked more like Fitbits and Apple Watches?

Time for a "banker on your wrist"?

Money is too important to be boring
Bitcoin is just the tip of the blockchain iceberg, but many banks aren't even heading to the Arctic Circle yet.

Don’t miss the blockchain train

Waiting until everything looks clear may leave your bank behind
Beware mobile malware

Beware mobile malware

Smartphones dominate all our lives—and the bad guys know it
While some aspects of compliance don't lend themselves to complete automation, increasingly technology will be able to help with those tasks that only need human oversight.

What about “squishy” compliance?

Regtech Report: How regtech can tackle matters that aren't always completely quantifiable
Freed from the repetitive and mundane, compliance staff will be able to devote their time to higher-value tasks, say backers of regtech solutions.

What happens to all those compliance people?

Regtech Report: Why regtech won't put compliance people on the unemployment line
Technology and compliance aren't strangers by any means, but new forms inspired by fintech may lessen the need to keep adding compliance staff to keep up.

Regtech to the rescue?

Regtech Report: Look past the "wow," and see hope for compliance overload
Consultants at Promontory Financial have been teaching IBM Watson, the supercomputer, in bank compliance responsibilities.

IBM Watson takes on compliance

Imagine compliance without straining your eyes, brain, patience, or marriage
The implications of how a consumer links a financial app to their bank may be transparent to them, but have a bearing on financial services competition.

Mobile apps, connectivity, and banking’s future

Fed governor lays out impact of APIs, screen scraping, and related issues
Consumers may feel dogged by credit card debt, but a new study by TransUnion indicates that distressed consumers will pay off another kind of debt ahead of credit cards.

Credit mystery has experts pondering

Why do consumers seem to want to pay off loans with fewest strings?
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