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“Kodak was thinking in linear time. Apple was thinking in exponential time,” according to John Sculley, former CEO of Apple. Is your bank going to be an Apple or a Kodak?

Don’t miss the "pivot"

John Sculley warns that success creates disincentive to change. Just ask Kodak
How many biometric "umbrellas" will your bank and your customers need to achieve cyberprotection?

Biometric hopes hinge on “multi-modality”

No one technique works all the time, so you need multiple approaches
Mike Moebs, "The Prairie Economist," has teased out some trends from federal financial reporting that are not only instructive, but have some practical application for bankers.

7 takeaways from 2016 for 2017

Significant 2016 changes seen for banks and credit unions in call report numbers
"CECL is an effort in futility that won't help banks, regulators, or consumers," says Tennessee banker McCall Wilson.

CECL’s on its way

Community banks gearing up for major accounting movement
“There’s really not much that indicates we’ve learned anything new over the last several cycles,” says veteran lender and CEO Ed O’Leary. He aims to fix that.

Resolutions for the credit function

With potential opportunity around the corner, how can lenders better cooperate?
Fairly ugly as words go, "platformification" may be more attractive as a strategy.

Time for “platformification”?

Could a plug-and-play platform be banking’s future?
"Blockchain is a new set of rails," says William Mougayar, author of The Business Blockchain. "And it is going to be a more efficient set of rails than the multitude of proprietary solutions and spaghetti kind of integrations that we have today. We now have a chance to rethink all of this."

Blockchain will revise banking reality

Talking with author and investor William Mougayar. He says fledgling technology could reboot financial services
A new generation will take financial services into the future. In the new blog "Next Voices," being previewed here, a rotating group of bloggers of the younger generation will share what they are learning, thinking about, and doing. Proposals from guest bloggers are also invited. Please email scocheo@sbpub.com

Banking the “Gig Economy”

Read the first of our new “Next Voices” blog
S&P Global Market Intelligence, formerly S&P Capital IQ and SNL, is the premier provider of breaking news, financial data, and expert analysis on business sectors critical to the global economy. This article originally appeared on the SNL subscriber side of S&P Global's website.

N.J. bank keeps turning out new approaches

Cross River Bank envisions shaking up payments as it did digital lending
Selling's not abusive when done right. But what's "done right"? A selection of bankers and experts discuss this challenging question. When you've finished reading what they have to say, why not add your own views to the comment section at the story's conclusion?

Bank sales under scrutiny

“Sell” went from no-no to go-go to uh-oh. What’s right perspective on banks in the selling role?
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